We provide non-recourse stock loans Malaysia to companies listed in the stock market of Malaysia. Actually, individual shareholders and companies owners could easily obtain or apply for this opportunity at the time when they need cash liquidity. Our funding system is vibrant and completely transparent. We generally fund in one week and sometimes we take two weeks to completely close a deal. Obviously, the time frame of closing a deal highly depends on the borrower. If a borrower completes all formalities in quick turnaround then funding time would be minimal.

How to get stock loans Malaysia?

Basically, to apply for the stock backed lending. The borrower needs to have shares of any company listed in a stock market. And, the companies must have enough trading volume. To check the eligibility, it is mandatory upon all borrowers to send us a brief details about their stocks. It includes stock ticket, number of shares and country. Once we receive such enquires through our get a quote page or through what’s app, we check the details in our highly sophisticated software to determine the eligibility and issue a non-binding term sheet with the most competitive interest rates.

Process of stock loans Malaysia

The process of securities lending is quite simple and easy. Once an inquiry is received, the borrower is contacted by us and provided a tailor-made solution. Certainly, once a borrower signs the provided term sheet he will be provided other lending documents including loan agreement. After that the shares are pledged in the custody of a third party transparent custodian. Once shares are pledged, the fund is disbursed into the account of the borrower. And this whole process normally takes one week to complete. But sometimes, it could go a little bit longer considering holidays and other documented hurdles.

Benefits of Malaysian Stock Loans

There are many benefits to opt for stock loans. Actually, it is completely a non-recourse loan and does require you to submit your credit ratings and scores. It does not demand any personal or professional guarantee. You do not need to provide any reference or bank statement. You will just need to have shares to present as collateral. This is the only requirement of this SBL solution. Moreover, why should you sell or mortgage your shares when you could easily take loan against them? Besides, you can get the funding and invest anywhere you want, it’s all your choice.

Lastly, most of the borrowers ask us the repayment period. The minimum repayment period is 2 to 3 years and could be extended based on client’s requirement. The interest rate is also nominal and average LTV is 50 percent. Besides, funding can be received in any account or currency across the world. If a borrower is resident of Malaysia and would like to apply against other foreign shares he owns, he could easily apply for this. And, the process is almost similar. Borrowers could take SBL as personal loan or business loan whichever suit their requirement. And, they could also contact us for block trades, bulk purchase and bonds sells.